:root{--navy:#061b3d;--blue:#082f63;--royal:#0868d7;--sky:#27a8ff;--ice:#eaf6ff;--white:#fff;--gray:#f4f8fc;--text:#173653;--muted:#687e91;--shadow:0 20px 50px rgba(6,27,61,.13);--yellow:#ffd126;--orange:#f47920;--green:#13a64b}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,Arial,sans-serif;color:var(--text);line-height:1.55;background:white}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}img{display:block;max-width:100%}.wrap{width:min(1180px,92%);margin:auto}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid #e5eef7}.nav{height:80px;display:flex;align-items:center;justify-content:space-between;gap:25px}.links{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:800;color:var(--blue)}.links a:hover{color:var(--sky)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:14px;padding:14px 21px;font-weight:900;cursor:pointer;transition:.25s}.primary{background:linear-gradient(135deg,var(--sky),var(--royal));color:white;box-shadow:0 12px 28px rgba(8,104,215,.25)}.primary:hover{transform:translateY(-2px)}.white{background:white;color:var(--blue)}.outline{background:transparent;border:1px solid rgba(255,255,255,.45);color:white}
.hero{min-height:700px;display:grid;align-items:center;color:white;background:radial-gradient(circle at 88% 15%,rgba(39,168,255,.37),transparent 30%),radial-gradient(circle at 10% 100%,rgba(8,104,215,.28),transparent 32%),linear-gradient(135deg,var(--navy),var(--blue) 55%,var(--royal));overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:45px;align-items:center;padding:85px 0}.tag{display:inline-flex;padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.17);font-size:13px;font-weight:900;margin-bottom:20px}h1{font-size:clamp(44px,6vw,76px);line-height:1.02;letter-spacing:-2px;margin-bottom:20px}.hero-copy p{font-size:19px;color:#e4f1ff;max-width:660px;margin-bottom:28px}.actions{display:flex;gap:13px;flex-wrap:wrap}
.hero-card{background:rgba(255,255,255,.96);color:var(--text);border-radius:28px;padding:29px;box-shadow:0 30px 75px rgba(0,0,0,.25)}
.hero-card{
  position:relative;
  overflow:hidden;
}
.hero-card::before{
  content:"";
  position:absolute;
  width:240px;
  height:240px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(39,168,255,.15),transparent 68%);
  top:-85px;
  left:50%;
  transform:translateX(-50%);
  pointer-events:none;
}
.hero-card>*{
  position:relative;
  z-index:1;
}.hero-card h3{font-size:27px;text-align:center;color:var(--blue)}.hero-card>p{text-align:center;color:var(--muted);margin:8px 0 20px}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mini{background:var(--gray);padding:17px;border-radius:16px;font-weight:900;color:var(--blue)}
section{padding:90px 0}.head{max-width:780px;text-align:center;margin:0 auto 45px}.head small{text-transform:uppercase;letter-spacing:1.5px;font-weight:900;color:var(--royal)}.head h2{font-size:clamp(32px,4vw,48px);line-height:1.12;color:var(--blue);margin:9px 0 13px}.head p{color:var(--muted)}.services,.process{background:var(--gray)}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:white;padding:27px;border-radius:22px;box-shadow:var(--shadow);border:1px solid #eaf0f6;transition:.25s}.card:hover{transform:translateY(-5px)}.ico{width:56px;height:56px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,#dff3ff,#bce4ff);font-size:28px;margin-bottom:18px}.card h3{color:var(--blue);margin-bottom:9px}.card p{color:var(--muted)}
.simulator{background:linear-gradient(135deg,var(--navy),var(--blue));color:white}.simulator .head h2{color:white}.simulator .head p{color:#c9d9eb}.sim-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:25px}.sim-form,.sim-results{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:25px;padding:29px}.field{margin-bottom:16px}label{display:block;font-weight:850;margin-bottom:7px}input,select,textarea{width:100%;padding:14px 15px;border-radius:12px;border:1px solid #cfdce8;background:white;color:var(--text);outline:none}input:focus,select:focus,textarea:focus{border-color:var(--sky);box-shadow:0 0 0 4px rgba(39,168,255,.16)}.sim-results{display:flex;flex-direction:column;justify-content:center}.result-main{text-align:center;padding:10px 0 22px}.amount{font-size:52px;line-height:1;font-weight:950;color:#8bd5ff}.result-main h3{margin-top:8px}.result-detail{display:grid;grid-template-columns:1fr 1fr;gap:12px}.result-detail div{background:rgba(255,255,255,.09);padding:17px;border-radius:15px}.result-detail span{display:block;color:#c8dbef;font-size:13px}.result-detail strong{font-size:21px}.disclaimer{font-size:12px;color:#b8cce1;margin-top:15px}
.compare{margin-top:20px}.compare h3{margin-bottom:12px}.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.compare-card{background:white;color:var(--text);padding:14px;border-radius:14px;text-align:center;cursor:pointer;border:2px solid transparent}.compare-card:hover,.compare-card.active{border-color:var(--sky)}.compare-card strong{display:block;color:var(--blue);font-size:19px}
.pay-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:35px;align-items:start}.pay-intro{background:linear-gradient(145deg,var(--blue),var(--royal));color:white;border-radius:28px;padding:34px;box-shadow:var(--shadow);position:sticky;top:105px}.pay-intro h3{font-size:33px;line-height:1.1;margin-bottom:13px}.pay-intro p{color:#dbecff}.bank-list{display:grid;gap:16px}.bank{border-radius:22px;padding:23px;box-shadow:var(--shadow);display:grid;grid-template-columns:1fr auto;align-items:center;gap:18px;overflow:hidden;position:relative}.bank:after{content:"";position:absolute;width:140px;height:140px;border:25px solid rgba(255,255,255,.15);border-radius:50%;right:-55px;bottom:-75px}.bank h3{font-size:22px}.bank .number{font-size:31px;font-weight:950;letter-spacing:.5px}.bank small{display:block;font-weight:700}.bank button{position:relative;z-index:2;border:0;background:rgba(255,255,255,.92);padding:11px 15px;border-radius:12px;font-weight:900;cursor:pointer;color:#16304f}.pichincha{background:linear-gradient(135deg,#ffdb36,#f5bd00);color:#152d4a}.internacional{background:linear-gradient(135deg,#ff941e,#ec5c09);color:white}.produbanco{background:linear-gradient(135deg,#1fb75b,#087d36);color:white}.official{background:var(--ice);border:1px solid #cde8ff;border-left:5px solid var(--royal);padding:19px;border-radius:15px;margin-top:17px;color:var(--blue)}.official strong{display:block;margin-bottom:5px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{background:white;border-radius:20px;padding:24px;box-shadow:var(--shadow)}.step>b{font-size:34px;color:var(--royal)}.step h3{color:var(--blue)}.faq{max-width:900px;margin:auto;display:grid;gap:12px}details{border:1px solid #dce7f1;border-radius:16px;padding:18px 20px;background:white}summary{font-weight:900;color:var(--blue);cursor:pointer}details p{padding-top:12px;color:var(--muted)}
.contact{background:linear-gradient(135deg,#f8fbff,#e5f3ff)}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px}.contact-info{background:linear-gradient(145deg,var(--blue),var(--royal));color:white;border-radius:26px;padding:33px}.contact-info h3{font-size:34px}.contact-info p{color:#dbeaff;margin:10px 0 20px}.contact-info div{margin:14px 0}form{background:white;border-radius:26px;padding:31px;box-shadow:var(--shadow)}textarea{min-height:115px;resize:vertical}
footer{background:#04142f;color:#dbe7f3;padding:34px 0}.foot{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}.wa{position:fixed;right:20px;bottom:20px;width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#25d366;color:white;font-size:28px;box-shadow:0 14px 35px rgba(0,0,0,.25);z-index:90}.toast{position:fixed;bottom:92px;right:20px;background:#061b3d;color:white;padding:12px 17px;border-radius:12px;opacity:0;transform:translateY(10px);pointer-events:none;transition:.25s;z-index:120}.toast.show{opacity:1;transform:none}
@media(max-width:980px){.links{display:none}.hero-grid,.sim-grid,.pay-grid,.contact-grid{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.pay-intro{position:static}}@media(max-width:620px){.nav>.btn{display:none}.hero-grid{padding:62px 0}.cards,.steps,.mini-grid,.result-detail,.compare-grid{grid-template-columns:1fr}section{padding:68px 0}h1{letter-spacing:-1px}.bank{grid-template-columns:1fr}.bank .number{font-size:25px}}

/* Presentación del logo original, sin modificar su diseño */
.brand{
  display:flex;
  align-items:center;
  padding:5px 0;
}
.brand img{
  width:188px;
  height:62px;
  object-fit:contain;
  object-position:center;
  background:#ffffff;
  border-radius:14px;
  padding:6px 10px;
  border:1px solid rgba(8,47,99,.08);
  box-shadow:0 8px 22px rgba(6,27,61,.10);
  filter:none;
}

.hero-card img{
  width:220px;
  height:auto;
  object-fit:contain;
  margin:0 auto 22px;
  background:#ffffff;
  border-radius:18px;
  padding:10px 14px;
  border:1px solid rgba(8,104,215,.10);
  box-shadow:0 12px 30px rgba(8,104,215,.12);
  filter:none;
}

.pay-intro img{
  width:205px;
  height:auto;
  object-fit:contain;
  margin-bottom:24px;
  background:#ffffff;
  border-radius:16px;
  padding:9px 12px;
  box-shadow:0 12px 28px rgba(0,0,0,.16);
  filter:none;
}

.foot img{
  width:165px;
  height:auto;
  object-fit:contain;
  background:#ffffff;
  border-radius:12px;
  padding:6px 9px;
  box-shadow:0 7px 18px rgba(0,0,0,.18);
  filter:none;
}

@media(max-width:620px){
  .brand img{
    width:150px;
    height:52px;
    padding:5px 8px;
  }
  .hero-card img{
    width:190px;
  }
}